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can be very confusing to purchase. There are many questions to ask
as you compare
health insurance companies. Even though companies that sell health
insurance are controlled by
laws and regulations, their coverage options can be very
different. For example…
I eligible to be covered?”
insurance in Texas Eligibility – for the most part, companies
that sell individual health plans in
can to turn you down because of your health status and other
factors. When applying for individual health insurance in
, you will be asked questions about health conditions you
currently have or had in the past. Depending on your health
status, insurers and HMOs might refuse to sell you coverage or
offer to sell you a policy that has limitations on what it covers
will my Texas Health Plan cover?
are no laws or regulations that tell insurance companies to sell
standardized plans. So the coverage really depends on you. What do
you want and how much are you wiling to pay for it? Even though
health insurance companies in
are required to provide written descriptions of what their various
plans cover, since there is not standardization of plans –
comparison is a very time consuming and tedious effort.
will it cost?"
it depends! The cost of
premiums are based on your classification. Classes are determined
by your age, sex, and health status. It also depends on which plan
of coverage you are buying. As you have already guessed, health
can be very affordable or very expensive. Depending on your class
and health condition health, coverage could be very expensive. But
it also can be very expensive depending on the coverage that you
sign up for, so you have to choose very carefully.
now I’m covered, do I have to worry about cancellation?”
first of all to put your mind at ease, with
health insurance companies, they cannot cancel your policy due to
illness. This regulation is called guaranteed renewal. As long as
your insurance company stays in business and doesn’t discontinue
your plan; and you make your payments on time, continue to live in
the area of service, and don’t lie to, steal from, or cheat the
insurance company; you can renew your policy.
at what price?”
you become ill and have to renew your policy, insurance
companies must give you the renewal, but they are allow to raise
your premium. Based on your situation, they reclassify you because
they have to offer the same prices to everyone within a
Okay you give up yet?
Why not let
Texas-Health-Insurance-Online.com help you
determine and negotiate the coverage that is right for you – at
the best price and no additional cost to you?
will read the fine print for you!
only will Texas-Health-Insurance-Online.com get you the coverage you need, we’ll
continue to service your coverage needs, interpret the policies’
fine print and provide claim processing help as long as you remain
a client of ours.
Texas-Health-Insurance-Online.com wants you to be our client for life!
insurance in Texas
there and let’s get that relationship started!
We are just an
or phone call away to help you, our valued client.